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Make a Claim

Words of Caution

We strongly urge you to speak to your insurance broker or our customer service representative first, before making any potential claim reporting directly to your insurance company.


When you call the insurance company’s claims’ department directly, they will most likely begin recording the call. It may be very difficult to remove the record of the claims’ call, even if the claim may be eventually withdrawn. You may be stuck with an unwanted claim record.

Please consider the following before making the official claim, as private settlement may sometimes be a better choice:

  1. Your deductible

  2. Your family’s current claim history or driving record

  3. Severity of the claim or the total sum of the damage

  4. Number of parties involved in the car accident. The lesser, the better for private settlement.

  5. Who is responsible in the accident?

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